Business solutions, every step of the way
From your first filing to year ten, CBM Business Solutions builds what a growing business needs: business credit and funding, formation, websites, automations and social media, all from one team.
Prefer to talk? Book a free strategy session or call 518-249-5064
- 5FundingLoans, lines of credit and SBA programs sized to what your file can carry.
- 4FundabilityCBM Funding Max builds business credit and funding readiness.
- 3AutomationsFollow-up, reminders and review requests that run on their own.
- 2Website and socialA fast site and steady posts that bring customers to you.
- 1FoundationEntity, EIN, address and phone, set up right with Business in a Box.
Every step of the way
Starting out or ten years in, pick what the business needs next.
Business in a Box
Starting out or ready to scale? Website, marketing, CRM, automations and business credit, built as one system.
See the packagesWebsites
Custom sites built for your business, fast on a phone and connected to your CRM. Not a template.
See website optionsSocial Media
Weekly posts and short videos on the platforms your customers use, done for you.
See social plansAutomations
Missed-call text back, lead follow-up, reminders and review requests that run on their own.
See what we automateBusiness Loans
Term loans, SBA, lines of credit, equipment and more through a lender network, matched to what your file can carry.
Explore fundingCBM Funding Max
Build your business’s fundability: find readiness gaps, strengthen business credit and follow a plan toward funding. Powered by Lendavo.
See Funding MaxFunding for every stage
Pick what you need and check your eligibility in a few minutes. No credit pull.
- Lines of creditWorking capital you draw as you need it.Check eligibility
- SBA loansGovernment-backed, long terms, lower rates.Check eligibility
- Equipment financingTrucks, machines and tools that earn.Check eligibility
- Startup financingOptions for businesses still finding their footing.Check eligibility
- Term loansA set amount on a fixed schedule.Check eligibility
- Commercial real estateBuy, refinance or build where you work.Check eligibility
- Buying a businessAcquisition and franchise funding.Check eligibility
- Inventory financingStock up for a season or a big order.Check eligibility
Not ready for a loan yet? Build business credit first.
Lenders decide before you ever talk to them
Most owners apply, get turned down, and never find out why. Every rejection can cost you a hard inquiry. We start where the lender starts, with the file, so you apply for what you can actually get.
See what lenders see- Your entity and filingsIs the business registered, in good standing, and listed the same way everywhere?
- Your business credit filesDoes Dun & Bradstreet, Experian or Equifax have a file on you, and what does it say?
- Your payment historyDo any vendors or lenders report on-time payments in the business’s name?
- Your bank statementsWhat do deposits, balances and cash flow look like over the last few months?
- Your personal creditHow much is the business leaning on your own score and your own guarantee?
- Your time in businessHow long you have been operating changes which programs will even look at you.
From pre-qualification to funding
Pre-qualify
A few questions about your business. No credit pull and no obligation.
Strategy review
A CBM advisor talks through your business with you from a lender’s point of view and tells you plainly: fund now, or build first.
Lender match
We match you with the programs your file can carry and prepare your documents.
Underwriting
The lender reviews your full application and sets the terms. We stay with you through questions.
Funding
Once approved, the lender sends the funds and you get back to running the business.
What owners say
5.0 stars from 13 Google reviewsI had no idea what business credit was or that it even existed. But now, not only am I educated on it, but I share the knowledge with all those around me. Along with myself, four of my colleagues are in the process of getting business credit with CBM Business Solutions. The hands-on experience is like no other.
Hear it from clients
Matthew Haye, Vernard Mathis and Jason Ellis talk through their experience building business credit with CBM.
Watch the video reviewsIndividual results vary.
A real team on Central Ave
Shawn Moodie has worked in credit since 2013 and started CBM Business Solutions in 2018, after meeting hundreds of owners who were funding their businesses on personal cards because nobody had shown them how business credit works.
Those owners needed more than credit: a real website, follow-up that does not depend on memory, and a presence online. So CBM grew into a full business solutions firm, with one team covering all of it.
You work with a dedicated CBM advisor, not a call center. Meet at the office at 1540 Central Ave, Albany, NY 12205, or by phone and video from anywhere in the country.
Common questions
What does CBM Business Solutions do?
We help owners start, grow and fund their businesses: business formation through Business in a Box, websites, automations and social media, business credit through CBM Funding Max, and loans and lines of credit through a lender network. One team, from startup to ten years in.
Can a new LLC get business credit?
Yes, but not all at once. A new LLC usually starts with vendor accounts that report to the business credit bureaus, then moves to store and fuel cards, then to cards and lines from banks. How fast it moves depends on how the business is set up and how it pays. We map that order out for your business in the strategy session.
Can I build business credit without using my personal credit?
You can build a business credit file that stands on the business’s own payment history. Early on, many lenders still look at the owner’s credit or ask for a personal guarantee. The goal of CBM Funding Max is to reach the point where more of your approvals rest on the business instead of on you.
Are you a lender?
No. CBM Business Solutions is a consulting firm. We prepare your business, build its credit profile and match you with lenders and programs in our network. The lender makes the final decision and sets the rate and terms.
Does checking my options hurt my credit?
Our pre-qualification form does not pull your credit. If you later choose to apply with a specific lender, that lender may run a credit check, and we tell you before that happens.
Do you only work with Albany businesses?
No. We are based at 1540 Central Ave in Albany and meet Capital Region owners in person, but most of our work happens by phone and video, so we help business owners across the country.
See what your business qualifies for
Answer a few questions about your business and a funding advisor calls you with the programs that fit. No credit pull, no obligation.